Solutions / Agents and ISOs

For agents and ISOsOne relationship that reaches several processors

Submit a lead once and follow it to a live MID. When a partner's appetite does not fit, the file moves instead of dying, so more of what you write actually boards and stays on your book.

More of what you submit actually boards.

The difference is not effort. It is that the file is built once, in a format partners accept, and it can go somewhere else when the first answer is no.

 Submitting directlyThrough High Wire
Where it goesOne processor at a time, each with its own form and its own evidence listOne file, submitted to the partners whose appetite fits it
When it is declinedStart again somewhere else, from scratchThe file moves to another partner without re-papering the merchant
StatusChase an underwriter and hopeEvery application's stage visible in your portal
ResidualsA statement you have no way to checkCalculated from the same ledger that produces the merchant's statement
RiskYou find out when the account is closedRatio, reserve, and dispute alerts on your portfolio before it gets there
Your merchantsLog in to somebody else's portalYour portal, your brand, one login across every processor

Your portfolio in one console.

Merchants, applications in flight, residuals month to date, and the accounts that need attention before they become a problem.

Search merchants, applications, statements⌘KAgentKS

Keystone portfolio

Agent ISO-KMS-001, 412 merchants, Diamond tier

Submit lead
Portfolio volume, 30d
$184.2M
+12.4%
Residuals, MTD
$201.4k
+9.8%
Active merchants
412
+8 this month
Pending applications
11
3 waiting 5+ days
Portfolio merchantssorted by volume
MerchantVolume, 30dApprovalRiskResidual
ChronoLuxe Timepieces$14.2M95.2%A$18,420
Aurelia & Co$8.92M93.8%A−$11,596
Kestrel Studios$7.14M94.0%A$9,282
Seabright Outfitters$4.24M91.2%B$5,512
Ferndale Pharma$3.94M93.1%A$5,122
Onboarding funnelthis quarter
Leads submitted38
KYB complete32
Approved27
Live24
Vellum & Vine chargeback rate 1.12%Third monthly breach, reserve increased
ChronoLuxe eligible for a pricing reviewVolume crossed the next tier

Sample data

Send us the deal you cannot place.

We will tell you whether we can underwrite it and which partner it would go to.