Transparent pricing
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Clear rates, and the reason behind each one.
No setup fees, no monthly minimums, no long-term contract. Your rate reflects your risk profile, your card mix, and your volume, and it improves as those improve.
Accepting payments
Published rates are the standard tier. Pricing is personalised to the business, so a lower rate is common once we see the mix.
Accepting payments
- Online card paymentDomestic, standard plan
- As low as 2.9% + $0.30
- In-person card payment
- As low as 2.6% + $0.05
- Manually keyed card
- 3.4% + $0.30
- ACH direct debit
- As low as 0%, capped at $5.00
- Instant bank payments
- 2.6% + $0.30
- Pay laterRates vary by provider and market
- 5.99% + $0.30
- International cardAdded to the standard rate
- +1.5%
- Currency conversion
- +1.0%
Moving money, and the rest of the stack
Payouts, disputes and authentication
- Instant payoutsFunds within minutes by push to card, or same day by ACH
- 1.5% per transaction
- Instant payouts to walletsPush funds to PayPal, Venmo, Cash App and others
- Contact sales
- DisputesCharged by the banks and card brands when a payment is disputed
- As low as $15 per dispute
- 3D SecureAuthenticate a cardholder before an online purchase
- $0.05 per attempt
Included at no extra cost
- High Wire IntelligenceFraud screening and transaction monitoring, trained on the outcomes of every payment and application across the platform
- Included
- Hosted checkout and payment linksA branded checkout and no-code payment links, with components when you want to build your own
- Included
- PCI scope reductionCard data collected in our vault, so it never touches your servers
- Included
- Onboarding and migration supportMoving a stored card base, or boarding from another provider
- Included
Dispute and 3D Secure fees depend on the processor and the card brand. Your rate is set when you board.
Compliance services
Underwriting and monitoring are part of the platform. These are the checks you can switch on per merchant or per customer, priced on volume.
- KYC and identity
- Verify a customer's identity at onboarding against global data sources.
- Contact sales
- KYC and KYB prefill
- Auto-fill business and individual verification forms from data we already hold, so fewer applicants abandon.
- Contact sales
- Background checks
- Criminal, identity and watchlist screening before someone transacts or receives funds.
- Contact sales
- Identity document verification
- Check government-issued identity documents in real time.
- Contact sales
- Bank account verification
- Confirm account ownership and holder identity before an ACH payment or payout.
- Contact sales
- Card verification
- Confirm the customer's details match the card on file before the payment is processed.
- Contact sales
- Address verification
- Confirm the billing address matches the card on file.
- Contact sales
- Geocompliance
- Allow or block transactions by a customer's real-time location, where a jurisdiction requires it.
- Contact sales
- Creator shield
- Screen creator profiles for adverse media and reputational risk before they transact.
- Contact sales
- Phone verification
- Confirm a phone number as part of onboarding or authentication.
- Contact sales
Priced on volume. Talk to sales for a quote across the checks you need.
How your rate is set
What you sell
Category, average ticket, and whether the sale is delivered immediately or months later. This drives chargeback exposure more than anything else.
How you take payment
Card present, online, keyed, or stored on file. Each carries a different interchange band and a different fraud profile.
What your history shows
Processing volume, refund and chargeback ratios, and how long the business has been trading. Rates improve as the record does.
Send three months of statements.
We will come back with your effective rate by card type, where you are downgrading, and what we would price. No charge, and no obligation.